Fintech partnerships in the Open Banking era

There are both positive and negative outlooks regarding partnership prospect between incumbent banks and fintech startups. There is a huge potential for banks to partner up with fintechs since fintechs can help banks offer specialized services and improve customer experience. By acquiring the technology and customers from fintechs, banks can bring products to market faster and save time and resources to develop the products themselves. Incumbent banks may perceive some fintechs as threats, so strategic partnership can help prevent them from being disrupted and retain their share in the market. With large customer bases and strong brand credibility, partnering with incumbent banks can help fi

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Cambridge Digital Innovation

Hughes Hall, University of Cambridge

Cambridge Judge Business School

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